Will A Home Warranty Cover A Roof Leak?

When confronted with the dilemma of a roof that is leaking and having a home warranty, the initial concern for many individuals is whether the coverage provided by the warranty extends to roof leaks. However, there is no clear-cut answer to this question. To gain a better understanding and resolve any confusion regarding this issue, it is advisable to continue reading.

What is a home warranty?

A home warranty is a legally binding agreement that provides coverage for repairs and replacements of various home systems and appliances. This agreement is typically obtained from one of several companies, offering financial assistance for repairing or replacing damaged systems within a specified period. When it comes to the coverage of roof leaks, the extent of protection can vary depending on the specific warranty provider chosen. Any expenses not covered by the home warranty are typically addressed by your insurance policy, taking into account the circumstances involved.

How Long Is A Roof Warranty On A New Home?

The length of a roof warranty on a new home can differ based on factors like the builder, roof type, and materials used. New home roof warranties typically last between 10 to 30 years, and in some cases, they can endure for the entire lifespan of the roof. It's essential to understand that two types of warranties usually apply to new roofs. The manufacturer's warranty, offered by the materials manufacturer, protects against defects like cracking. The length of this warranty varies based on materials and manufacturer policies. The workmanship warranty, on the other hand, comes from the contractor who installed the roof and covers installation-related issues such as leaks. Its duration depends on the contractor's policies.